Private companies will NOT give you a student loan without a cosigner if you have a poor credit history. Trust me, I've tried. I did, however, get a number of state loans that were need-based. See what kind of programs your state sponsors as far as educational loans go. I live in Illinois.
there are still private loans ask your school.
im pretty sure the gov't will cause if you dont pay it back they take it out of your tax refunds
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