I recently graduated and I need to consolidate my student loans but have bad credit.?

I recently graduated from law school and am desperately trying to consolidate my student loans but I have bad credit. My parents are willing to co-sign but they also have bad credit.

Yes, you can consolidate your student loans. Even people who defaulted their loans can still consolidate. Consolidation loans allow you to combine different types of federal student loans to simplify repayment. Even if you have just one loan, you can also choose to consolidate it. Both the FFEL and Direct Loan Programs offer consolidation loans. There are advantages to consolidate or rehabilitate your loan.

An unsecured personal loan is an excellent choice if you are reluctant or don't own collateral and need money quickly or for short term. A secured loan carries low interest rates, flexible repayment terms and simple loan clauses. On the other hand, an unsecured loan, carries high interest rates and rigid repayment terms and conditions. Check out this site:

In case of federal student loans there's no credit check.