Does anyone knows of a good Instant Loans For Bad Credit?

I need about $3,500 dollars in order to be in good standard with my bills. I am doing soo bad. I get paid every 2 weeks and my paycheck goes straight into my overdraft account everytime for the past 4 paid periods. I am in need of a loan for at least $3500 in order to get better and not loose my car and my car insurance. I have applied to a few loan companies, but i always get denied for my bad credit. I am also looking for a part time job for late eve, nights and weekends. I am currently working FT and in college FT so it will be really hard for me to get a PT job, but I I have to do it at least until im debt free. I live in Bronx, NY. Does anyone have any suggestions? Please help, Im desesperate.

I hate to say this but you may have to drop out of college for a year.

check out prosper.com

I'm not sure if this is exactly what you're looking for, but you might want to check out the offers on this site:

http://www.badcreditchargecard.com

You can get qualified for a card regardless of your credit and even get a cash advance too. Might be just what you're looking for to help you get by in the meantime.

Hope that helps.

the only way you can get into a long term fix is reorganization of your debt. Instant loans are bad news, usually charging up to 500% interest on the debt. You are better off with a loan shark. Seriously though student loans are a low interest way to get yourself through college.

There may be something of use here.