Would it be okay to file taxes jointly if I have bad credit and my wife has excellent credit?

I want to file jointly because we are going to get more refund. But I heard that if we file jointly creditors can come after my wife because of my bad credit. Is this true? Please note that most of my bad credit was before we were married. I only have a couple items that went in collection after we were married. I can easily pay them off. Any advise would be greatly appreciated.

It is no problem. You are doing your taxes. Please put the credit reports out of your mind. Run the numbers in the software. Over 85% of the time, it is better to file jointly. But test it to make sure you are paying the lowest, legal income tax liability.

Thanks for the best vote. Lord Bless:

Rocky

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yes it should be fine i dont thing ur credit would have anything to do with ur taxes!

Your credit has nothing to do with taxes. A creditor cannot just take your refund. If you can afford to pay them off do it and it will make your credit better. Back child support can take it and any irs bills can take it.

wow

ok - here's the deal:

yes you can file jointly--

however:

yes the creditor can attack the refund ( by taking the amount from the refund )

then you have - what is called a injured spouse ( it's not here bill )

depending on how much you would get back by filing separate - ya might want to do that