Bad credit, looking to move into an apt that does a credit check?

I am looking to move into a great, CHEAP 2 bedroom apartment with my daughter, and sister. My sister has decent credit, not great, not bad. I have terrible credit. Just awful. They run a credit check on all adults applying to live there. There are other apartments out there, thru owner that I could occupy. However, this one is a great deal. Is there any way around this dilemma?

TALK TO THE MANAGER about your credit problems BEFORE they run a credit check. If you can possibly explain why your credit is so crappy (beyond "forgetting" to pay your bills) such as a job loss or something of that nature, you may be able to get in with a bigger deposit or something of that nature. Whatever you do, DON'T try and pretend your credit is wonderful up to the point where they run it and find out it's not - that'll just tick them off because you're wasting their time. Be honest and hope for the best - and if you get in, PAY YOUR RENT ON TIME so you can start rebuilding your credit! Good luck!

Well, perhaps your sisters credit will save you. Sometimes if one person has decent credit they are willing to take a chance. The thing is to talk to them about your bad credit...explain why it is bad and what you are doing to repair it, and show them documentation of any income so they see you can afford the place. Be prepared though...while some complexes are willing to talk to you and consider bad credit, some have set guidelines regarding bad credit that they just cannot break.

Good luck!

These are th e only ways I know of-

1.Find an apartment that doesn't do credit checks

2.Provide recommendation letters that overshadow your credit report

3.Have someone co-sign for you

4.Put down a large deposit or pay several months of rent upfront

5. Have your sister rent it and add you on the lease later(have her check that if she finds a roommate or her sister moves in with her later can they add the roommate to the lease?)

All adults that occupy the residence must have a criminal/background check. Do you really want to live in a place that "looks the other way?" While you may have credit issues, your neighbors could be felons.

Most landlords will still rent to you, providing you meet the Rental Criteria, they just ask first and last months rent in advance...

they may ask you to pay a bigger deposit. or they may ask you to pay up front maybe three months rent or 2 months rent. so you'll be paying ahead of time for living there that way they can make you move out if you can't make rent.

or someone to co-sign who has good credit

a co-signer with good credit.